Conventional Loans
Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
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Minimum 620 FICO
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50% Maximum DTI
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30 Year Fixed
Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
Minimum 620 FICO
50% Maximum DTI
30 Year Fixed
Minimum credit score 580
Minimum 3% down without assistance or 0% down with down payment assistance!
Post- bankruptcy: can qualify after 4 years. Post-foreclosure: can qualify after 7 years
No Down Payment Required on Purchase
Cash Out up to 100% LTV
FICO from 560
Loan Amounts up to $2MM
Transactions: Purchase, Refinance Rate & Term, or Refinance Cash-Out
Credit as low as 620
UP TO 95% LTV REFINANCE OR CASH-OUT
Purchase with a 3.5% down payment
Zero Down Payment Required
VA IRRRL - Fast and Easy – No Tax Retuns
FICO 660 +
Loan Amounts up to $2MM
USDA Loans - Zero Down Payment Required
FICO 640+
Employment is not required, but a steady income is
30 year fixed ONLY
Jumbo mortgage used if your loan amount is greater than $417,000.
CCredit: 700+ FICO
Max Debt-To-Income (DTI) Ratio of 43%
Minimum Loan Amount is 1$
Private money Loans refer to the money being lent by a private party or institution.
Up To 80% LTV
PROPERTY TYPES: SFR/1-4/5+/CONDOS
LOAN AMOUNTS: $100K - $5MM
Designed for homeowners 62 years of age or older
NO FICO NEEDED!
LTV based on age and equity
Occupancy: Owner Occupancy required