FHA Loans

Buy a Home With As Low As 3.5% Down Payment

Insured by the Federal Housing Administration (FHA), these home loans are government-assisted alternatives to conventional financing, and were originally offered by FHA lenders to first-time home buyers with imperfect credit. FHA loans are now available to a wider customer base and are even popular options for homeowners looking to refinance.

FHA mortgage loans provide more flexibility in credit, income, and equity/down payment requirements, and are great alternatives to conventional loans. They include a Mortgage Insurance Premium (MIP), and a monthly mortgage insurance premium (MMIP).