Fixed Loans

The 30-year and 15-year fixed are the most popular loans Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. America's Loan Advisors specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.

Whether you are buying your first home, or you are an experienced buyer, we can help you choose the right loan and give you customized rate quote analysis.



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Benefits of Fixed Loans

  • Minimum 3% down without assistance or 0% down with down payment assistance!

  • Minimum credit score 580

  • Post- bankruptcy: can qualify after 4 years. Post-foreclosure: can qualify after 7 years

  • Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)

Fixed mortgage loan front porch

If you have any questions
give us a call today at 408-393-4843



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