Welcome to Kraja Mortgage - a full-service, independent mortgage brokerage licensed in California.

Kraja Mortgage operates as a sole proprietorship, providing a full range of residential loan products including Conventional, Jumbo, FHA, VA, USDA, Reverse Mortgages, Private Money, and DSCR investment financing. Each client receives personalized attention, expert guidance, and transparent communication from application through closing.
The broker also holds an individual Mortgage Loan Originator (MLO) license in Oregon. Oregon loan originations are conducted exclusively under a sponsoring licensed mortgage company, in compliance with Oregon Division of Financial Regulation requirements.
At Kraja Mortgage, clients work directly with an experienced professional dedicated to delivering tailored loan solutions, competitive rates, and a smooth, stress-free experience.

CA Company NMLS ID: 2377130
CA NMLS ID: 897903
CA Dept. of Real Estate License: 01796628
Oregon NMLS: 2106801 - Sponsoring Broker - Bay View Residential Brokerage: 329189

Why Choose Us?

• Wide Range of Loan Programs

  We offer a wide range of loan proframms from FHA, VA, USDA, and HomePath to Jumbo, Conventional, Reverse Mortgages, Private Money Loans, and Equity Lines. Wo have one of the most comprehensive selections of mortgage solutions to meet every borrower’s needs.
  
  

• Competitive Rates & Flexible Options

  Through strong lender relationships and deep market insight, we’re able to offer highly competitive rates, flexible terms, and creative financing solutions.
  
  

• Personalized Loan Strategies

  We don’t believe in one-size-fits-all lending. Every borrower has unique goals, and we tailor each loan to fit your financial situation and long-term objectives.