Welcome to Kraja Mortgage

Browse around our site and you will find everything you need, including helpful information, calculators and more.
Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks.

Short Application

Use our Short Application to quickly see if you qualify and obtain a pre-approval letter.



Full Application

We suggest filling out this application only if your loan consultant has instructed you to do so. This application requires you to setup a user name and password for yourself.



Download Application

You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser.

Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.

Why pay more than you have to? Don't miss out on super low rates.
Changing the terms of your loan can benefit you and maximize your monthly income

Calculators Loan Types Frequently Asked Questions Glossary of Terms

Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter. If you have any questions, just click Contact Us or call us at 408-393-4843.

Who We Are

Kraja Mortgage helps people get better rates than the big banks and offers better customer service during the process.