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Florida Mortgage Rates

Your pricing,
the whole structure.

Adjust the scenario and see rate, APR, points or credit, closing costs, and payment for every program, no application or hard credit pull.

Latest available Florida mortgage pricing ● As of August 28, 2026

Elite 30 Year

Rate6.875%
APR7.153%
Points / credit2.558% · $13,302
Closing costs$14,791
P&I payment$3,416/mo
Rate6.999%
APR7.223%
Points / credit1.983% · $10,312
Closing costs$11,828
P&I payment$3,459/mo
Rate7.125%
APR7.313%
Points / credit1.594% · $8,289
Closing costs$9,833
P&I payment$3,503/mo
Rate7.250%
APR7.421%
Points / credit1.404% · $7,301
Closing costs$8,872
P&I payment$3,547/mo
Rate7.375%
APR7.490%
Points / credit0.831% · $4,321
Closing costs$5,919
P&I payment$3,592/mo
Rate7.500%
APR7.560%
Points / credit0.271% · $1,409
Closing costs$3,034
P&I payment$3,636/mo
Rate7.625%
APR7.645%
Points / credit$624 credit
Closing costs$1,028
P&I payment$3,681/mo

Elite 20 Year

Rate6.875%
APR7.256%
Points / credit2.701% · $14,045
Closing costs$15,535
P&I payment$3,993/mo
Rate6.999%
APR7.320%
Points / credit2.212% · $11,502
Closing costs$13,019
P&I payment$4,031/mo
Rate7.125%
APR7.390%
Points / credit1.752% · $9,110
Closing costs$10,654
P&I payment$4,071/mo
Rate7.250%
APR7.493%
Points / credit1.569% · $8,159
Closing costs$9,730
P&I payment$4,110/mo
Rate7.375%
APR7.546%
Points / credit0.999% · $5,195
Closing costs$6,793
P&I payment$4,149/mo
Rate7.500%
APR7.607%
Points / credit0.503% · $2,616
Closing costs$4,241
P&I payment$4,189/mo
Rate7.625%
APR7.683%
Points / credit0.118% · $614
Closing costs$2,266
P&I payment$4,229/mo

Elite 15 Year

Rate5.250%
APR5.719%
Points / credit2.874% · $14,945
Closing costs$16,082
P&I payment$4,180/mo
Rate5.375%
APR5.760%
Points / credit2.303% · $11,976
Closing costs$13,140
P&I payment$4,214/mo
Rate5.500%
APR5.831%
Points / credit1.931% · $10,041
Closing costs$11,233
P&I payment$4,249/mo
Rate5.625%
APR5.905%
Points / credit1.587% · $8,252
Closing costs$9,471
P&I payment$4,283/mo
Rate5.750%
APR5.953%
Points / credit1.077% · $5,600
Closing costs$6,846
P&I payment$4,318/mo
Rate5.875%
APR5.994%
Points / credit0.523% · $2,720
Closing costs$3,993
P&I payment$4,353/mo
Rate6.000%
APR6.067%
Points / credit0.181% · $941
Closing costs$2,241
P&I payment$4,388/mo
Rate6.125%
APR6.150%
Points / credit$504 credit
Closing costs$823
P&I payment$4,423/mo
Rate6.250%
APR6.250%
Points / credit$1,586 credit
Closing costs$232 back
P&I payment$4,459/mo
Rate6.375%
APR6.375%
Points / credit$4,300 credit
Closing costs$2,919 back
P&I payment$4,494/mo

10 Year Fixed

Rate5.250%
APR5.884%
Points / credit2.714% · $14,113
Closing costs$15,250
P&I payment$5,579/mo
Rate5.375%
APR5.889%
Points / credit2.143% · $11,144
Closing costs$12,308
P&I payment$5,611/mo
Rate5.500%
APR5.953%
Points / credit1.852% · $9,630
Closing costs$10,822
P&I payment$5,643/mo
Rate5.625%
APR6.024%
Points / credit1.591% · $8,273
Closing costs$9,492
P&I payment$5,676/mo
Rate5.750%
APR6.058%
Points / credit1.167% · $6,068
Closing costs$7,314
P&I payment$5,708/mo
Rate5.875%
APR6.064%
Points / credit0.613% · $3,188
Closing costs$4,461
P&I payment$5,740/mo
Rate6.000%
APR6.132%
Points / credit0.348% · $1,810
Closing costs$3,110
P&I payment$5,773/mo
Rate6.125%
APR6.214%
Points / credit0.145% · $754
Closing costs$2,081
P&I payment$5,806/mo
Rate6.250%
APR6.330%
Points / credit0.098% · $510
Closing costs$1,864
P&I payment$5,839/mo
Rate6.375%
APR6.375%
Points / credit$2,210 credit
Closing costs$829 back
P&I payment$5,871/mo
Rate6.500%
APR6.500%
Points / credit$3,453 credit
Closing costs$2,044 back
P&I payment$5,904/mo
Rate6.625%
APR6.625%
Points / credit$4,410 credit
Closing costs$2,974 back
P&I payment$5,938/mo

Elite 10 Year

Rate5.125%
APR5.789%
Points / credit2.866% · $14,903
Closing costs$16,014
P&I payment$5,547/mo
Rate5.250%
APR5.789%
Points / credit2.274% · $11,825
Closing costs$12,962
P&I payment$5,579/mo
Rate5.375%
APR5.794%
Points / credit1.703% · $8,856
Closing costs$10,020
P&I payment$5,611/mo
Rate5.500%
APR5.858%
Points / credit1.412% · $7,342
Closing costs$8,534
P&I payment$5,643/mo
Rate5.625%
APR5.928%
Points / credit1.151% · $5,985
Closing costs$7,204
P&I payment$5,676/mo
Rate5.750%
APR5.962%
Points / credit0.727% · $3,780
Closing costs$5,026
P&I payment$5,708/mo
Rate5.875%
APR5.967%
Points / credit0.173% · $900
Closing costs$2,173
P&I payment$5,740/mo
Rate6.000%
APR6.035%
Points / credit$478 credit
Closing costs$822
P&I payment$5,773/mo
Rate6.125%
APR6.125%
Points / credit$1,534 credit
Closing costs$207 back
P&I payment$5,806/mo
Rate6.250%
APR6.250%
Points / credit$1,778 credit
Closing costs$424 back
P&I payment$5,839/mo
Rate6.375%
APR6.375%
Points / credit$4,498 credit
Closing costs$3,117 back
P&I payment$5,871/mo

Principal and interest only. Taxes, insurance, HOA dues, and applicable mortgage insurance are not included unless specifically stated. Rates are examples based on the scenario above, subject to verification and market changes, and are not a commitment to lend.

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